New South Wales · Postcode 2250

Lisarow, NSW 2250: property investment analysis

Lisarow is a residential suburb on the Central Coast of New South Wales, located approximately 8 kilometres north-northeast of Gosford and administered by Central Coast Council. Its SEIFA IRSAD score of 1001 sits almost exactly at the national mean of 1000, placing it in decile 7 of 10 nationally and at the 57th percentile within New South Wales. That reading classifies the suburb as mildly advantaged, meaning its household income, occupation mix, and access to services are modestly above the national midpoint. For investors, this is a useful anchor point rather than a decisive verdict.

7 / 10
SEIFA decile (IRSAD)
National relative advantage
57th
State percentile
vs all New South Wales postcodes
1001
IRSAD score
National mean = 1000
Advantaged
Relative band
ABS 2021 Census release
SEIFA position
Where Lisarow sits nationally
Decile 7
1 disadvantaged 5 median 10 advantaged

ABS 2021 IRSAD release. Score 1001 (national mean = 1000).

Reading the signal

What the SEIFA reading means for Lisarow

A SEIFA IRSAD score of 1001 tells a precise but narrow story. Nationally, Lisarow sits just above the midpoint, which means the suburb does not carry the elevated economic-stress signals that weigh on PropertyRanker's economic_strength and entry_point_risk criteria in lower-decile areas. At the same time, it does not reach the upper-decile readings associated with the tightest rental vacancy and strongest long-run capital growth corridors on the Central Coast. The 57th-percentile position within New South Wales reinforces this: Lisarow is comfortably middle-ground relative to the state, not a standout in either direction.

The suburb's residential profile reflects this balance. The area transitioned from largely rural land to medium-density housing over recent decades, and it retains some industrial activity near the railway line and station. Owner-occupier rates have historically been high, which tends to support price stability but can compress the available rental pool. Gross rental yields for houses have been reported in the low-to-mid 3 percent range, which aligns most naturally with PropertyRanker's Capital Growth strategy anchor of around 3.5 percent rather than the Balanced (around 5 percent), High Yield (around 6 percent), or Regional (around 7 percent) strategies. Investors targeting yield-first outcomes should stress-test whether current asking prices and achievable rents close that gap before proceeding.

SEIFA operates at the postcode and suburb level. It cannot distinguish a well-maintained freestanding house from a poorly managed strata complex on the same street, and it has no visibility over flood overlays, easements, or build quality. A specific listing inside this postcode frame can score materially better or worse than the suburb-level SEIFA reading alone would suggest.

Recent market signal

What the data is doing right now in Lisarow

According to yourinvestmentpropertymag.com.au (CoreLogic data, to March 2026), Lisarow houses recorded a median sale price of $1,230,000 with annual capital growth of 2.50% and 63 house sales over the past 12 months. propertyvalue.com.au (Cotality) similarly reports a median sale price of $1.2M, up 3.9% annually, with an average vendor discount of -9.5% and average days on market of 45. Rental stock on market fell 33% year-on-year per realestateinvestar.com.au, pointing to tightening rental conditions consistent with the broader NSW Central Coast market.

Market temperature
Buyer pressure right now in Lisarow
Steady
Cold Cool Steady Warming Hot
Vacancy
tightening
Days on market
stable
Vendor discount
stable

Rental stock on market fell 33% year-on-year suggesting tightening vacancy, but days on market and vendor discount direction are not clearly trending, yielding an overall steady reading.

Sources: Lisarow NSW 2250 Suburb Profile & Property Report (2026-06-12); Lisarow House Prices & Property Trends - NSW (2026-01-01); Investment Property Lisarow NSW Central Coast 2250 (2026-01-01); National Vacancy Rate Rises - SQM Research February 2026 (2026-03-12) · Refreshed 9 Aug 2026

How PropertyRanker scores

How a listing in Lisarow would be scored

PropertyRanker scores any Australian property against 12 criteria across three pillars: Growth, Cashflow, and Risk. SEIFA is a primary signal for economic strength and a supporting one for entry-price risk. It also informs the crime side of hazard risk, though physical overlays like flood, bushfire and coastal exposure, and recorded crime data where available, take priority there. The decile of 7 shown above gives a listing in Lisarow a stronger starting line on economic strength than the national median postcode, and a softer one on entry-price risk, since more advantaged postcodes usually carry higher entry prices.

On top of that, PropertyRanker chooses one of four strategies (Balanced, Growth, Yield, Regional) and applies a per-strategy yield anchor. The anchors are 3.5% for Growth, 5% for Balanced, 6% for Yield, and 7% for Regional. A postcode at this level of relative advantage tends to suit the Growth (3.5% anchor) and Balanced (5% anchor) strategies more readily than Yield (6%) or Regional (7%), because a higher entry price compresses the gross yield a listing can reach without a specific value-add.

Read the scoring guide for the full criteria list and how the verdict thresholds work.

What this page cannot tell you

What an investor should still verify in Lisarow

Before drawing any investment conclusion from Lisarow's SEIFA reading, verify the following at the individual listing level. First, check current SQM Research vacancy data for postcode 2250; a vacancy rate above 3 percent materially increases income risk regardless of the suburb's SEIFA band. Second, if the property is strata-titled, obtain the body corporate financials and confirm the sinking fund is adequately funded. Third, review the Central Coast Council flood and overlay maps for the specific lot, as pockets near creek lines within this postcode can carry inundation risk that a suburb-level socioeconomic index cannot detect. Fourth, compare the asking price against recent comparable sales in the immediate street and surrounding blocks rather than relying on suburb-wide medians. Finally, run the specific listing through PropertyRanker to receive a score that accounts for all twelve criteria, including the signals that a postcode-level SEIFA reading cannot see.

Questions investors ask

Lisarow property investment: common questions

Does Lisarow's SEIFA score suggest it suits property investment?

A SEIFA IRSAD score of 1001, sitting at the 57th percentile within New South Wales and in national decile 7, places Lisarow in mildly advantaged territory. That reading means the suburb does not carry the economic-stress signals that drag down PropertyRanker's economic_strength and entry_point_risk criteria in lower-decile areas, but it equally does not reach the upper-decile readings associated with the strongest demand corridors on the Central Coast. The data suggests a stable, middle-ground profile worth investigating further rather than a suburb with a decisive signal in either direction.

Which PropertyRanker strategy aligns most naturally with Lisarow?

Based on the analysis, Lisarow aligns most naturally with PropertyRanker's Capital Growth strategy, which anchors around a 3.5 percent gross yield. Reported house yields for the suburb have been in the low-to-mid 3 percent range, which sits below the Balanced (around 5 percent), High Yield (around 6 percent), and Regional (around 7 percent) strategy anchors. Investors targeting yield-first outcomes should score a specific listing on PropertyRanker to check whether current asking prices and achievable rents close that gap before forming a view.

What are the main investment risks to verify for a Lisarow property?

The high owner-occupier rate in Lisarow can compress the available rental pool, which is a meaningful consideration for investors dependent on consistent tenancy. The suburb also contains some industrial activity near the railway line and station, and individual lots may carry easements or planning constraints that SEIFA cannot detect. Central Coast Council maintains flood risk tools for the area, and any specific property should be checked against those overlays because hazard exposure is scored at the listing level in PropertyRanker, not at the suburb level.

Does the train line through Lisarow influence how PropertyRanker scores a listing there?

Lisarow station sits on the Main Northern line and is served by NSW TrainLink Central Coast and Newcastle Line services running between Sydney Central and Newcastle, which confirms genuine rail connectivity for the suburb. PropertyRanker's scoring criteria factor in access to infrastructure as part of its broader assessment, but proximity to a rail corridor can also introduce noise, industrial adjacency, or easement issues depending on a specific lot's position. Scoring the individual listing rather than relying on suburb-level signals is the recommended approach for properties near the station precinct.

What data does PropertyRanker actually use to score a listing in Lisarow?

PropertyRanker uses SEIFA as a primary input for three of its twelve scoring criteria: economic_strength, hazard_risk, and entry_point_risk. For Lisarow, the SEIFA IRSAD score of 1001 (decile 7, 57th percentile in NSW) feeds those three criteria as a suburb-level anchor. The remaining criteria are assessed at the listing level and can include factors such as flood overlays, build quality signals, and yield calculations drawn from live data, which means a specific property inside postcode 2250 can score materially higher or lower than the suburb average alone would imply.

Score a listing in Lisarow

Paste a real address. Get a defensible verdict across 12 criteria in around three minutes.

Score a property free