Lavington (2641) is the largest suburb in the City of Albury, sitting roughly six kilometres north of the Albury CBD on the NSW side of the border with Victoria. Its SEIFA IRSAD score of 877 places it in decile 1 of 10 nationally and at the 5th percentile within New South Wales, meaning it ranks among the most disadvantaged postcodes in the state by this measure. That reading is a macro-level signal, not a verdict on any individual property, and PropertyRanker treats it as one of twelve scoring inputs. Investors considering this postcode need to understand what that signal does and does not tell them.
ABS 2021 IRSAD release. Score 877 (national mean = 1000).
A raw SEIFA score of 877 sits 123 points below the national mean of 1000. In PropertyRanker's model, this reading directly influences three of the twelve scoring criteria: economic_strength, hazard_risk, and entry_point_risk. On economic_strength, a decile-1 reading reflects a postcode where median household incomes and occupational profiles sit well below national norms, which can constrain rental growth and limit the pool of owner-occupier buyers who compete with investors at resale. On entry_point_risk, a deeply disadvantaged SEIFA frame tends to correlate with thinner liquidity and wider bid-ask spreads in softer markets, so exit timing matters more than it would in a higher-decile suburb. On hazard_risk, SEIFA is used as a proxy for community resilience; lower-decile areas often carry compounding vulnerability to economic shocks.
None of this means a specific listing inside 2641 cannot perform. Lavington is a substantial suburb with its own commercial centre at Lavington Square, multiple schools, and a population of over 13,000 residents. It functions as a secondary hub for the Albury-Wodonga twin-city region, which provides a degree of employment and service diversity that a purely rural low-SEIFA postcode would not. The suburb's relative affordability compared to higher-decile Albury postcodes such as Thurgoona to the east means gross yields can be more competitive, which is relevant to strategy matching.
For PropertyRanker's four strategies, the SEIFA profile here is most consistent with a High Yield or Regional lens, where the gross-yield anchor (around 6 to 7 percent) is prioritised over capital growth assumptions. A Capital Growth strategy, which targets around 3.5 percent gross yield and relies on strong socioeconomic tailwinds, is harder to justify at decile 1 without compensating signals from the other eleven scoring criteria. A Balanced strategy at around 5 percent yield sits in the middle and would require the listing-level scores to be solid across vacancy, comparable sales, and asset condition.
Lavington NSW 2641 is running hot across all key market signals. According to propertyvalue.com.au (Cotality data), the median house sale price sits at $595,000, up approximately 19.7% over the past 12 months, with 258 houses sold and an average vendor discount of just -2.9%, indicating sellers are holding firm. yourinvestmentpropertymag.com.au (CoreLogic, to May 2026) corroborates strong conditions with 265 house sales, a median of $625,000, and days on market of just 25 days, while heatmaps.com.au recorded a 2025 calendar-year median of $600,000 at +20.24% annual growth.
Anchor points pulled per refresh from publicly available suburb profiles. Approximate; not a moving average.
Stock on market fell -29.23% year-on-year, days on market are 23-25 days (very fast), and vendor discounting is a slim -2.9%, with all three components pointing to a hot market.
Sources: Lavington House Prices & Property Trends (2026-01-01); Lavington NSW 2641: Suburb Profile & Property Report | YIP (2026-08-10); Lavington NSW 2641 Property Prices, Rent, Yield & Growth | Heatmaps (2026-07-27); LAVINGTON NSW Property Prices & Market Trends | Buyer's Agent (2025-08-01); LAVINGTON NSW AU SUBURB PROFILE - Smart Property Investment (2026-01-01) · Refreshed 10 Sep 2026
PropertyRanker scores any Australian property against 12 criteria across three pillars: Growth, Cashflow, and Risk. SEIFA is a primary signal for economic strength and a supporting one for entry-price risk. It also informs the crime side of hazard risk, though physical overlays like flood, bushfire and coastal exposure, and recorded crime data where available, take priority there. The decile of 1 shown above gives a listing in Lavington a softer starting line on economic strength, though often a firmer one on entry-price risk, since less advantaged postcodes usually carry lower entry prices.
On top of that, PropertyRanker chooses one of four strategies (Balanced, Growth, Yield, Regional) and applies a per-strategy yield anchor. The anchors are 3.5% for Growth, 5% for Balanced, 6% for Yield, and 7% for Regional. A postcode at this level tends to make the Yield (6% anchor) and Regional (7% anchor) strategies more reachable, because a lower entry price lifts the gross yield a listing can achieve, while a Growth result usually depends on a specific catalyst such as an infrastructure or renewal pipeline.
Read the scoring guide for the full criteria list and how the verdict thresholds work.
A postcode-level SEIFA reading cannot see the specific street, the build year, the strata health, the orientation, or the flood overlay status of a given property. Lavington sits within the Albury LGA, which has a dedicated flood data portal and local flood emergency sub-plans; any property near Bungambrawatha Creek or low-lying sections of the suburb warrants a specific flood and overlay check before proceeding. Crime statistics for this postcode are recorded at the LGA level and available through NSW Bureau of Crime Statistics; Lavington's rates within the Greater Albury-Wodonga region are worth reviewing directly. Vacancy rates in regional markets can shift quickly with local employer changes, so current SQM vacancy data for 2641 should be confirmed at the time of assessment. Body corporate health is invisible at the postcode level and must be reviewed for any strata title. Run the specific listing through PropertyRanker to receive a verdict that accounts for current SQM vacancy, body corporate health, flood and overlay status, and pricing against recent comparable sales in 2641.
Lavington's SEIFA IRSAD score of 877 places it in decile 1 nationally and at the 5th percentile within NSW, which PropertyRanker flags as a meaningful risk signal across economic strength, entry point, and hazard criteria. That does not make every listing here a poor prospect; the suburb's size, its own commercial centre, and its position in the Albury-Wodonga regional economy provide some structural support. What it does mean is that the margin for error on asset selection is narrower than in higher-decile postcodes, and each listing needs to be scored individually to see how the other eleven criteria stack up.
Given the decile-1 SEIFA reading, a High Yield or Regional strategy is the most structurally consistent fit, as both prioritise gross-yield anchors of around 6 to 7 percent rather than relying on strong socioeconomic tailwinds for capital growth. A Capital Growth strategy, which targets around 3.5 percent gross yield and depends on above-average demand drivers, is harder to support at this SEIFA level without strong compensating signals from the listing itself. Investors should score the specific property in PropertyRanker to confirm whether the yield, vacancy, and comparable-sales signals align with their chosen strategy.
The primary macro risk flagged by PropertyRanker is the decile-1 SEIFA profile, which reflects below-average household incomes and occupational diversity, and which can compress rental growth and resale liquidity in softer conditions. Flood exposure is a property-specific risk worth checking, as parts of the Albury LGA have documented flood overlays and Lavington has low-lying sections near Bungambrawatha Creek. Crime rates within the suburb sit above the Greater Albury-Wodonga average according to available data, which is a factor some tenant profiles and lenders weigh. Vacancy risk in regional markets can also shift quickly with local employer changes, so current SQM data for 2641 should always be confirmed before committing.
Thurgoona, directly east of Lavington and within the 2640 postcode, is generally regarded as a higher-socioeconomic growth corridor within the Albury LGA, which typically means a stronger SEIFA reading and a different risk-return profile. Lavington's lower entry point relative to Thurgoona can translate to higher gross yields, which suits yield-focused strategies, but the decile-1 SEIFA frame means the economic-strength and entry-point-risk scores in PropertyRanker will differ materially between the two postcodes. Investors comparing the two should score specific listings in each postcode rather than relying on suburb-level generalisations.
PropertyRanker applies twelve scoring criteria to each listing; SEIFA IRSAD is a primary input for three of them, specifically economic_strength, hazard_risk, and entry_point_risk, using Lavington's confirmed score of 877 and decile-1 national ranking. The remaining nine criteria draw on listing-level and current-market data that a postcode reading cannot capture, including SQM vacancy rates for 2641, body corporate health for strata titles, flood and planning overlay status, and pricing against recent comparable sales. Running the specific address through PropertyRanker is the only way to see how all twelve signals combine into a final score for that property.
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